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  • Households' financial net wealth increased

    Household liquid savings amounted to SEK 82 billion in the first quarter of 2024, which is at the same level as in the first quarter of the previous year. Households' financial net wealth as a percentage of GDP increased by 21 percentage points compared with the same period of the year before. The government debt ratio has steadily decreased since the start of the time series in 1996, at the same time as the distribution of debt between the central and local government has changed over time.

  • Households borrowed less and saved more

    The fourth quarter of 2023 continued on the path set for households with very low new borrowing and another high listing for liquid financial savings. For the year 2023, liquid savings were historically high, while new borrowing amounted to SEK 34 billion.

  • Households continued to save in the third quarter

    Household liquid savings were comparatively high in the third quarter of 2023, which was characterised by a continued decline in borrowing and net withdrawals from bank accounts.

  • Household fund saving was high in the second quarter

    Household liquid saving for the second quarter of 2023 was unusually high. The quarter was characterized by high fund saving, while net deposits in bank accounts were low and the growth rate in loans was close to zero.