Household financial outstanding values, Q2 2023–Q2 2024
Outstanding values, SEK millions
| 2023 | 2024 | |||||
|---|---|---|---|---|---|---|
| Q2 | Q3 | Q4 | Q1 | Q2 | ||
| ASSETS | ||||||
| Currency | 51 063 | 47 619 | 46 645 | 45 798 | 46 023 | |
| Deposits | 2 632 654 | 2 630 455 | 2 617 187 | 2 631 728 | 2 687 875 | |
| Bank deposits | 2 577 191 | 2 575 354 | 2 558 040 | 2 570 780 | 2 625 341 | |
| Capital investments in tax account and national debt savings[1] | 16 280 | 13 154 | 12 806 | 13 214 | 13 379 | |
| Other deposits | 39 183 | 41 947 | 46 341 | 47 734 | 49 155 | |
| Bonds | 17 982 | 17 584 | 19 502 | 22 095 | 21 068 | |
| Lottery bonds[2] | 0 | 0 | 0 | 0 | 0 | |
| Structured products | 17 982 | 17 584 | 19 502 | 22 095 | 21 068 | |
| Directly owned shares | 3 546 786 | 3 354 691 | 3 715 353 | 3 920 178 | 3 983 029 | |
| Swedish listed shares | 1 184 263 | 1 099 751 | 1 250 556 | 1 312 962 | 1 317 874 | |
| Swedish unlisted shares | 2 169 731 | 2 070 418 | 2 279 392 | 2 403 341 | 2 445 063 | |
| Foreign shares | 192 792 | 184 522 | 185 405 | 203 875 | 220 092 | |
| Funds | 1 680 931 | 1 613 165 | 1 730 496 | 2 069 083 | 2 168 736 | |
| Swedish-registered funds | 1 340 657 | 1 279 557 | 1 384 442 | 1 689 319 | 1 754 618 | |
| Equity funds | 924 397 | 879 169 | 948 209 | 1 050 978 | 1 096 941 | |
| Bond and money market funds | 53 804 | 54 477 | 56 530 | 56 929 | 56 915 | |
| Other funds | 362 456 | 345 911 | 379 703 | 581 412 | 600 762 | |
| Foreign-registered funds | 340 274 | 333 608 | 346 054 | 379 764 | 414 118 | |
| Tenant ownership rights | 3 266 622 | 3 245 970 | 3 162 997 | 3 324 542 | 3 365 493 | |
| Holiday homes abroad[3] | 294 767 | 298 489 | 302 210 | 306 469 | 315 187 | |
| Private insurance savings | 1 319 669 | 1 296 766 | 1 315 438 | 1 363 715 | 1 385 799 | |
| Swedish | 1 225 203 | 1 204 799 | 1 216 705 | 1 260 623 | 1 279 465 | |
| Non-unit-linked | 951 544 | 938 892 | 936 099 | 968 883 | 977 516 | |
| Unit-linked | 273 659 | 265 907 | 280 606 | 291 740 | 301 949 | |
| Foreign | 94 466 | 91 967 | 98 733 | 103 092 | 106 334 | |
| Occupational pensions | 3 762 358 | 3 741 858 | 3 695 918 | 4 019 467 | 4 117 214 | |
| Non-unit-linked | 2 225 736 | 2 249 830 | 2 296 381 | 2 345 775 | 2 387 944 | |
| Unit-linked | 1 536 622 | 1 492 028 | 1 399 537 | 1 673 692 | 1 729 270 | |
| Premium pensions | 2 225 364 | 2 162 997 | 2 274 746 | 2 552 057 | 2 630 290 | |
| Other insurance technical reserves[4] | 195 515 | 190 163 | 182 266 | 199 463 | 198 716 | |
| Accruals, assets[5] | 359 681 | 374 186 | 362 688 | 379 682 | 379 521 | |
| Other financial assets | 55 721 | 55 130 | 55 891 | 54 402 | 55 101 | |
| Total financial assets | 19 409 113 | 19 029 073 | 19 481 337 | 20 888 679 | 21 354 052 | |
| Individual financial assets excluding accruals | 12 866 195 | 12 559 869 | 12 965 719 | 13 738 010 | 14 028 311 | |
| LIABILITIES | ||||||
| Loans | 5 223 129 | 5 232 173 | 5 232 071 | 5 243 226 | 5 264 319 | |
| Loans in banks and housing credit institutions | 4 811 955 | 4 820 076 | 4 817 164 | 4 823 382 | 4 844 463 | |
| Student loans, Government | 267 630 | 270 087 | 273 561 | 279 644 | 280 443 | |
| Other loans | 143 544 | 142 010 | 141 346 | 140 200 | 139 413 | |
| Accruals, liabilities[6] | 187 489 | 192 738 | 185 489 | 200 789 | 197 615 | |
| Other liabilities | 40 034 | 39 994 | 40 046 | 40 021 | 40 018 | |
| Total liabilities | 5 450 652 | 5 464 905 | 5 457 606 | 5 484 036 | 5 501 952 | |
| Liabilities excluding accruals | 5 263 163 | 5 272 167 | 5 272 117 | 5 283 247 | 5 304 337 | |
| Financial net wealth | 13 958 461 | 13 564 168 | 14 023 731 | 15 404 643 | 15 852 100 | |
| Financial net wealth excluding accruals[7] | 7 603 032 | 7 287 702 | 7 693 602 | 8 454 763 | 8 723 974 | |
1) New transactions made by households to the Swedish Tax Agency since the fourth quarter of 2015 (considered as savings) are included here. The Swedish National Debt Office is phasing out the savings form National Debt Savings.
2) Lottery bonds are being phased out as a saving. The last issued lottery bonds will mature in 2021.
3) According to the National Accounts manual ESA 2010, Swedish households cannot own real assets such as real estate abroad; ownership of real estate abroad is instead registered as a financial asset abroad (ESA 2010 sections 7.76 and 18.15). Swedish households' real assets in Sweden are not included in the Savings Barometer, which only shows households' financial assets.
4) Non-life insurance technical reserves and entitlements to non-pension benefits.
5) Other accounts receivable.
6) Other accounts payable.
7) Financial net wealth excluding accruals are excluding savings in occupational pensions, premium pensions, other insurance technical reserves and accruals net.
Definitions and explanations
- Magnitude nil
. Category not applicable
.. Data not available or too uncertain to be stated
