Notes to the report Financial Market Statistics

The report is available at www.scb.se/FM5001-en

a) In the category "All accounts" concerning loans over night, genuine sale and repurchase transactions (repos), transactions accounts, equity release mortgages and loans "with condition" are included. The deposits cover over night, genuine sale and repurchase transactions (repos), On demand-deposits, deposits "with condition" and also pension savings (IPS). So-called nonperforming loans are not included. For a description of overnight loans, repos, on demand-deposits, pension savings (IPS), deposits with agreed maturity and deposit redeemable at notice, see Glossary. 

b) In the category "Rate fixation" the loans that are not overnight, genuine sale and repurchase transactions (repos), transactions accounts or equity release mortgages are included. The category "with condition" covers deposits with agreed maturity and deposits redeemable at notice.

c) From September 2005 the household sector also includes entrepreneurial households and non-profit institutions serving households. Before September 2005 non-profit institutions serving households are not included.

d) New agreements on lending with rate fixation over 5 years, often contains relatively small amounts which leads these series to fluctuate in a greater extend then other rate fixation periods.

2020

September 

Revisions regarding deposit rates with condition to households were made for the period June-August 2020.

July

Some interest rates have been adjusted in the period 20172018 due to a significant revision regarding collateral for lending to non-financial corporations.

January

Interest rates ofMFIs, mortgage credit companies and AIFs are reported together in table 8.1.1 and 8.2.1 as of January 2019. 

Interest rates of MFIs are reported separetaly in table 8.1.2 and 8.2.2.. Interest rates of mortgage credit companies and AIFs are reported in table 8.1.3.

2019

August

The sample of institutions reporting MIR has increased to better cover consumption loans, causing published interest rates to increase for some series. Due to the change in the sample several series have been revised from April 2019 and onward. For credit card credits and other revolving loans the whole outstanding volume is defined as new agreements, which means that the higher interest rates also impact all new agreements, even though credit card credits and other revolving loans only account for 2 percent of households’ loans in total.

2017

August

In August 2017 a housing credit institution was added to the population.

2012

November

A reclassification of accounts increases the household on-demand deposits and decreases the deposits with certain conditions, which has affected the deposit rate.

2010

September

The rates to Swedish non-bank public are replaced by the average of rates to Swedish non-financial corporations and households incl. NPISH. Transaction account rates are now presented excluding fees. This leads to revisions in the columns transaction accounts and all loans as of and from December 1993 onwards. Before that fees for transaction accounts are included.  

One bank with generally high interest rates transferred large amounts to transaction accounts which increase the total average.

April

The reporting sample of institutions has been increased.

Due to that a couple of series have been revised from September 2009 and onward. The series with large changes are marked in yellow.

2009

December

The figures for transaction accounts and Consumer credits have been revised for the period September - November 2009.

2007

October

In October 2007 a housing credit institution and a finance company merged with a bank. The housing credit institution's total assets amounted to SEK 245 billion and the assets of the Finance company were SEK 36 billion. As of the merger, lending to non-financial corporations increased by SEK 42 billion in the banking sector, SEK 28 billion from the housing credit institutions sector and SEK 14 billion from the finance companies sector. The banking sector's lending to households increased by SEK 199 billion, of which SEK 198 billion from the housing credit institutions sector.