Housing costs 2021
Swedish households spend one fifth of their disposable income on housing in 2021
Statistical news from Statistics Sweden 2022-11-23 8.00
Households’ median costs for housing was about SEK 78 000 in 2021. For households living in owner-occupied one- or two-dwelling buildings, the median cost was SEK 86 000, while households living in rented dwellings paid SEK 77 000 and households living in tenant-owned dwellings paid SEK 73 000. To pay for housing, households use on average a fifth of their disposable income.
Households in rented dwellings spent about 27 percent of their disposable incomes on housing. Households in owner-occupied apartments spent 19 percent, while households in owner-occupied one- or two-dwelling houses spent 16 percent. The percentage among households in rented dwellings is larger not because they have higher housing costs, but because on average they have lower disposable income.
Of the different types of households, it is the single persons, with and without children, who spent the largest share of the income on housing expenses. They used 26 and 27 percent respectively. Households with more adults, and thereby more potential income on average spent a smaller proportion of their income on housing. Household types with cohabiting persons living together, with and without children, spent less than 20 percent of their income on housing.
Definitions and explanations
Owner-occupied dwelling refers to a detached single family house, a semi-detached house, a terraced house or a link-attached house owned by the household.
Tenant-owned dwelling: A tenant-owned dwelling is a flat located in a one- or two-dwelling house or multi-dwelling building that is owned by an owners’ association, in which one is a member.
Rented dwelling: Rented dwellings refer primarily to a dwelling that is rented, in a one- or two-dwelling house or a multi-dwelling building.
Housing costs, rented dwelling: Housing costs consist of the sum of the rent and individual fees for maintenance and repairs.
Housing costs, tenant-owned dwelling: Housing costs refer to the sum of fees to the tenant-owners’ society, interest fees and amortisation as well as individual fees for maintenance and repairs. These costs are adjusted with consideration to tax effects.
Housing costs, owner-occupied dwelling: Housing costs refer to interest fees, ground rent, mortgage payments, operating costs (e.g. heating, water, sewage, and waste management), and the cost of maintenance and repair, adjusted for tax effects.
Tax effects refer to a decrease or increase in tax due to tax reduction for capital losses and for maintenance and repair related to the dwelling and the household’s property tax for the dwelling.
Households refer to housekeeping units. Housekeeping units refer to people who live in the same dwelling and have a joint economy. A housekeeping unit also includes children aged 20 years and older who are living with their parents. A housekeeping unit can consist of several generations, siblings or friends who live together and have a joint economy.
The survey is based on a random sample of individuals aged 18 years and older, and households to which the selected individuals belong.
Statistical Database
More information is available in the Statistical Database
Feel free to use the facts from this statistical news but remember to state Source: Statistics Sweden.