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Household financial transactions, Q3 2023–Q3 2024

Transactions, SEK millions

  2023 2024
  Q3 Q4 Q1 Q2 Q3
ASSETS          
Currency ‑3 413 ‑973 ‑847 178 ‑111
Deposits ‑2 199 ‑13 271 14 544 54 636 ‑14 023
Bank deposits ‑1 837 ‑17 317 12 743 54 561 ‑15 647
Capital investments in tax account and national debt savings[1] ‑3 126 ‑348 408 ‑1 346 157
Other deposits 2 764 4 394 1 393 1 421 1 467
Bonds 127 2 187 2 459 ‑1 157 20
Lottery bonds[2] 0 0 0 0 0
Structured products 127 2 187 2 459 ‑1 157 20
Directly owned shares 13 673 14 370 23 022 14 432 8 314
Swedish listed shares 5 130 ‑521 6 388 2 672 ‑1 641
Swedish unlisted shares 10 567 15 975 17 818 11 798 10 406
Foreign shares ‑2 024 ‑1 084 ‑1 184 ‑38 ‑451
Funds 12 866 9 858 29 771 58 531 3 359
Swedish-registered funds 10 097 8 337 19 410 31 186 1 388
Equity funds 5 424 4 277 19 422 21 055 5 748
Bond and money market funds 176 895 262 ‑71 60
Other funds 4 497 3 165 ‑274 10 202 ‑4 420
Foreign-registered funds 2 769 1 521 10 361 27 345 1 971
Tenant ownership rights 16 493 19 785 12 338 9 682 5 599
Holiday homes abroad[3] ‑528 ‑528 ‑94 ‑94 ‑115
Private insurance savings 3 599 ‑13 508 17 944 10 408 11 024
Swedish 3 412 ‑13 607 17 842 10 075 10 898
Non-unit-linked 3 034 ‑11 806 15 997 9 323 9 445
Unit-linked 378 ‑1 801 1 845 752 1 453
Foreign 187 99 102 333 126
Occupational pensions 52 114 48 784 52 831 71 375 55 005
Non-unit-linked 35 322 32 543 33 381 37 010 37 458
Unit-linked 16 792 16 241 19 450 34 365 17 547
Premium pensions 19 777 20 506 22 608 37 608 20 857
Other insurance technical reserves[4] ‑5 184 ‑7 716 18 939 ‑2 488 ‑6 998
Accruals, assets[5] 3 056 21 359 ‑57 ‑566 ‑5 969
Other financial assets ‑619 795 ‑1 480 423 ‑608
Total financial assets 109 762 101 648 191 978 252 968 76 354
Individual financial assets excluding accruals 39 999 18 715 97 657 147 039 13 459
LIABILITIES          
Loans 10 422 2 572 12 567 23 593 20 246
Loans in banks and housing credit institutions 9 234 ‑657 7 287 22 497 19 776
Student loans, Government 2 457 3 474 6 083 1 524 1 992
Other loans ‑1 269 ‑245 ‑803 ‑428 ‑1 522
Accruals, liabilities[6] ‑559 10 584 ‑17 272 ‑1 330 ‑3 655
Other liabilities .. .. .. .. ..
Total liabilities 9 863 13 156 ‑4 705 22 263 16 591
Liabilities excluding accruals 10 422 2 572 12 567 23 593 20 246
Financial savings 99 899 88 492 196 683 230 705 59 763
Liquid savings [7] 29 577 16 143 85 090 123 446 ‑6 787

1) New transactions made by households to the Swedish Tax Agency since the fourth quarter of 2015 (considered as savings) are included here. The Swedish National Debt Office is phasing out the savings form National Debt Savings.

2) Lottery bonds are being phased out as a saving. The last issued lottery bonds will mature in 2021.

3) According to the National Accounts manual ESA 2010, Swedish households cannot own real assets such as real estate abroad; ownership of real estate abroad is instead registered as a financial asset abroad (ESA 2010 sections 7.76 and 18.15). Swedish households' real assets in Sweden are not included in the Savings Barometer, which only shows households' financial assets.

4) Non-life insurance technical reserves and entitlements to non-pension benefits.

5) Other accounts receivable.

6) Other accounts payable.

7) Liquid savings are excluding savings in occupational pensions, premium pensions, other insurance technical reserves and accruals net.

Definitions and explanations

- Magnitude nil

. Category not applicable

.. Data not available or too uncertain to be stated

More about the results

Source
SCB

Last updated
2024-11-14

Official Statistics of Sweden
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